PURCHASE
- We help make homeownership a reality
Purchase loan options
Everyone’s homebuying journey is different. We offer a variety of
mortgage loan types to choose from – and we’ll help guide
you toward the option that’s best for you.
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Conventional
Loans not offered or secured by a government agency
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Jumbo
Loans that are above the conventional loan limits up to $2.5 million
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Alternative Home Loans
Loans that are not required to meet standard agency documentation requirements
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VA
Loans available to active and retired service members and their spouses
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FHA
Loans to help low- to moderate-income families attain homeownership.
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USDA
Loans for lower income residents of rural areas
Purchase loan options
Fixed Rate
Most popular option; interest rate stays the same for the entire loan term (typically 30 years)
- Good choice if you plan on staying in the home for a long time
- Consistent monthly principal and interest payments
ARM
Adjustable Rate Mortgage that fluctuates depending on current market conditions
- Good choice if you plan on only owning the home for a short time
- Initial monthly payments may be lower
Calculate a monthly payment
Dream, plan, budget, and make it happen.
PurchaseRefinance
Your homebuying journey starts here
Congratulations on taking the first step toward becoming a homeowner. Our Mortgage Advisors are here to guide you throughout the process, so you feel informed and confident every step of the way.
Documents Checklist
Paperwork might not sound exciting, but we promise we’ll make it easy and stress-free. You can go completely digital or opt for one-on-one support.
- Income & Employment
Although not required for some of our alternative home loans, these documents verify your income and employment status.
- Bank Statements
In most cases, two months of bank statements will be required, along with verification of any gift funds.
- Credit Report
With your green light, we’ll run your credit report to help determine eligibility.
- Insurance
We’ll need your insurance carrier’s contact information, plus proof of homeowner’s insurance and other policies if necessary.
We’re here for you.
No question is too big or small. (Trust us, we’ve heard them all!). Reach out anytime for trusted advice from our experienced Mortgage Advisors.
We strive for simple
We’ve crafted (and perfected) our streamlined process based on feedback from clients, employees, and partners.
- Choose your communication mode
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- Share your goals
Type them up via our simple online application – or talk it through with a friendly advisor. Either way, we’ll help you determine your best options before you apply.
- Submit your application
Our team will carefully review your loan application along with all other requirements, like employment and credit history.
- See you at the finish line
Finalizing loans are music to our ears. Once your loan is approved and all conditions are met, we’ll work with you to set up a date to close on your loan. Hooray!
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